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Kemper KMPR Life Insurance — Operating Expenses

Other segment segments

Specialty Property & Casualty Insurance
$943.1M+2.9%

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life insurance — operating expenses?
Kemper (KMPR) reported life insurance — operating expenses of $131.8M in Q1 2026.
How has Kemper's life insurance — operating expenses changed year-over-year?
Kemper's life insurance — operating expenses increased by 0.2% year-over-year, from $131.6M to $131.8M.
What is the long-term trend for Kemper's life insurance — operating expenses?
Over 3 years (2022 to 2025), Kemper's life insurance — operating expenses has grown at a -10.3% compound annual growth rate (CAGR), from $713.3M to $514.7M.
What does life insurance — operating expenses mean?
The total costs associated with running the day-to-day operations of the life insurance segment, excluding policy benefits and losses. This includes administrative overhead, personnel costs, and other general business expenses required to support the segment's insurance activities. It serves as a primary indicator of the segment's operational cost structure and management efficiency.