Skip to content
Screener

Kemper KMPR Life Insurance — Operating Expenses

Other segment segments

Specialty Property & Casualty Insurance
$935.8M-4.9%

Similar metrics at other companies

U-Haul Holding logo
UHALLife Insurance — Operating Expenses
$47.88M+1.0%
Lincoln National logo
LNCLife Insurance — Operating Expenses
$1.59B-2.0%
Employers Holdings logo
EIGInsurance Operations — Operating Expenses
$194.8M+4.3%
Prudential Financial logo
PRUIndividual Life — Operating Expenses
$110M-29.5%
Hagerty logo
HGTYInsurance — Operating Expenses
$312.13M+7.1%
Prudential Financial logo
PRUGroup Insurance — Operating Expenses
$199M+7.0%

Other financials

Income statement

See full
Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

See full
Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

See full
Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

See full
Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

See full
Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

See full
Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Corporate Overhead Costs38.48.517.417.7
Total Insurance Expenses67.367.7131.9134.1
Income Tax Expense3.31.76.54.7
Total Life Insurance134.1132.9265.9264.5
Total Segment Expenses$1,069.9$1,117.0$2,144.8$2,164.7
1 Policy acquisition costs primarily represents commissions and premium taxes that are incurred by the Company as a result of underwriting insurance policies and reflect the impacts of deferral and amortization of certain of these costs in accordance with the Company’s accounting policies.
2 Business unit operating costs are general expenses incurred by the Company's segments as part of ongoing operations and includes employee, IT, and facilities expenses.
3 Corporate overhead costs represents general expenses and other shared service expenses which are allocated across the Company.

Item 1. Financial Statements

FAQ

What is Kemper's life insurance — operating expenses?
Kemper (KMPR) reported life insurance — operating expenses of $134.1M in Q2 2026.
How has Kemper's life insurance — operating expenses changed year-over-year?
Kemper's life insurance — operating expenses increased by 0.9% year-over-year, from $132.9M to $134.1M.
What is the long-term trend for Kemper's life insurance — operating expenses?
Over 3 years (2022 to 2025), Kemper's life insurance — operating expenses has grown at a -10.3% compound annual growth rate (CAGR), from $713.3M to $514.7M.
What does life insurance — operating expenses mean?
The total costs associated with running the day-to-day operations of the life insurance segment, excluding policy benefits and losses. This includes administrative overhead, personnel costs, and other general business expenses required to support the segment's insurance activities. It serves as a primary indicator of the segment's operational cost structure and management efficiency.

Ask your AI about Kemper's life insurance — operating expenses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude