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Employers Holdings EIG Insurance Operations — Operating Expenses

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$908.44M-7.5%
Enterprise value$884.14M-3.6%
P/E20.5×+9.2×
P/S1.1×-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
Three Months Ended March 31, 2026Insurance OperationsTotal
Policyholder dividends1.01.0
CECL related to premiums receivable3.03.0
Interest and financing expenses1.11.1
Total expenses194.8194.8
Net income before income taxes12.812.8
Income tax2.62.6
Net income (4)$10.2$10.2
Combined ratio107.1%107.1%

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — operating expenses?
Employers Holdings (EIG) reported insurance operations — operating expenses of $194.8M in Q1 2026.
How has Employers Holdings's insurance operations — operating expenses changed year-over-year?
Employers Holdings's insurance operations — operating expenses increased by 4.3% year-over-year, from $186.7M to $194.8M.
What is the long-term trend for Employers Holdings's insurance operations — operating expenses?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — operating expenses has grown at a 8.8% compound annual growth rate (CAGR), from $657.7M to $846.6M.
What does insurance operations — operating expenses mean?
This metric captures the total costs incurred to manage the insurance business, including administrative, personnel, and overhead expenses. It reflects the operational efficiency of the segment in supporting its underwriting and policy servicing activities.

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