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Kemper KMPR Life Insurance — Prior Years

Other segment segments

Specialty Property & Casualty Insurance
$3.2M+540%

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life insurance — prior years?
Kemper (KMPR) reported life insurance — prior years of -$25K in Q4 2025.
How has Kemper's life insurance — prior years changed year-over-year?
Kemper's life insurance — prior years decreased by 0.0% year-over-year, from -$25K to -$25K.
What is the long-term trend for Kemper's life insurance — prior years?
Over 3 years (2022 to 2025), Kemper's life insurance — prior years has grown at a -59.5% compound annual growth rate (CAGR), from $1.5M to -$100K.
What does life insurance — prior years mean?
This metric captures the impact of reserve adjustments or loss developments related to insurance claims that occurred in previous fiscal periods. It is a critical indicator of the accuracy of historical actuarial estimates and the stability of the company's underwriting performance.