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Employers Holdings EIG Insurance Operations — Prior years

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$890.44M-20.4%
Enterprise value$866.14M-15.3%
P/E20.1×+9.1×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: Employers Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's insurance operations — prior years?
Employers Holdings (EIG) reported insurance operations — prior years of $8.4M in Q4 2025.
How has Employers Holdings's insurance operations — prior years changed year-over-year?
Employers Holdings's insurance operations — prior years increased by 240.0% year-over-year, from -$6M to $8.4M.
What is the long-term trend for Employers Holdings's insurance operations — prior years?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — prior years has grown at a -7.0% compound annual growth rate (CAGR), from $41.8M to $33.6M.
What does insurance operations — prior years mean?
Represents the adjustments to loss reserves for claims that occurred in previous reporting periods, often referred to as reserve development. Favorable development indicates that previous estimates were conservative, while unfavorable development suggests that past claims are proving more costly than originally anticipated. It is a vital metric for assessing the accuracy of long-term actuarial projections.