Assurant AIZ Small Commercial Insurance — Prior years

Other product segments

Similar metrics at other companies

BRK.AProperty And Casualty Reinsurance Excluding Retroactive Reinsurance — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense

-$260M+21.2%

ACGLProperty catastrophe — Prior years

-$27M—

ALLCommercial lines — Prior years

-$20M+35.5%

MKLPremium adjustments — Incurred losses and loss adjustment expenses, prior accident years

-$1M-135%

AFGNet decrease in the provision for claims of prior years — Prior year claims and claims adjustment expense

-$16M+71.3%

CINFOther Personal Lines — Prior accident years

$9M—

Questions, answered.

What is Assurant's small commercial insurance — prior years?

Assurant (AIZ) reported small commercial insurance — prior years of $0 in Q4 2025.

How has Assurant's small commercial insurance — prior years changed year-over-year?

Assurant's small commercial insurance — prior years decreased by 100.0% year-over-year, from $325K to $0.

What is the long-term trend for Assurant's small commercial insurance — prior years?

Over 4 years (2021 to 2025), Assurant's small commercial insurance — prior years has grown at a -100.0% compound annual growth rate (CAGR), from $16.2M to $0.

What does small commercial insurance — prior years mean?

The net adjustment to insurance claim reserves established for events that occurred in prior years.

How do you interpret small commercial insurance — prior years?

An increase indicates unfavorable reserve development, suggesting that previous estimates were insufficient, while a decrease indicates favorable development, potentially boosting current period earnings.

How does small commercial insurance — prior years compare across companies?

This is a standard actuarial metric across the insurance industry, often referred to as prior-year reserve development, and is compared against industry benchmarks for loss reserve adequacy.