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Allstate ALL Commercial lines — Prior years

Other product segments

Auto
-$840M-237%
Homeowners
-$112M-1,300%
Other personal lines
-$54M-202%
Other business lines
-$6M+60.0%

Similar metrics at other companies

Assurant logo
AIZSmall Commercial Insurance — Prior years
$0-100%
Cincinnati Financial logo
CINFCommercial Insurance — Prior accident years
-$53M-23.3%
Centene logo
CNCCommercial — Prior years
$3.25B+22.8%
Selective Insurance Group logo
SIGICommercial automobile — Incurred loss and loss expense for claims occurring in the prior year
$30.1M+517%
Cincinnati Financial logo
CINFCommercial Property Line — Prior accident years
-$30M+14.3%
The Hanover Insurance Group logo
THGCore Commercial Lines — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense
-$23.3M-138%

Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: Allstate’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's commercial lines — prior years?
Allstate (ALL) reported commercial lines — prior years of -$20M in Q1 2026.
How has Allstate's commercial lines — prior years changed year-over-year?
Allstate's commercial lines — prior years increased by 35.5% year-over-year, from -$31M to -$20M.
What is the long-term trend for Allstate's commercial lines — prior years?
Over 4 years (2021 to 2025), Allstate's commercial lines — prior years has grown at a 6.1% compound annual growth rate (CAGR), from $119M to -$151M.
What does commercial lines — prior years mean?
This metric represents the development of loss reserves for commercial insurance policies written in previous fiscal periods. It reflects the adjustments made to estimated liabilities as actual claims experience matures and becomes more predictable over time. Positive or negative adjustments indicate whether initial loss provisions were conservative or optimistic relative to the ultimate settlement costs.