Allstate Property And Casualty Commercial Insurance Product Line — Prior years increased by 51.2% to -$20.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 35.5%, from -$31.00M to -$20.00M. Over 4 years (FY 2021 to FY 2025), Property And Casualty Commercial Insurance Product Line — Prior years shows a downward trend with a 5.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
A consistent release of reserves (favorable development) suggests strong underwriting discipline and accurate initial reserving, while adverse development signals potential under-reserving or unexpected claims inflation.
This metric represents the development of loss reserves for commercial insurance policies written in previous fiscal per...
Peer insurers report this as 'prior year reserve development' within their commercial lines segment, often benchmarked against the industry-standard loss ratio impact.
all_segment_commercial_lines_prior_years| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.00M | $25.00M | $61.00M | $20.00M | $92.00M | $64.00M | $97.00M | $24.00M | $8.00M | $19.00M | $33.00M | $54.00M | $109.00M | $1.00M | $7.00M | -$31.00M | $9.00M | -$85.00M | -$41.00M | -$20.00M |
| QoQ Change | — | +38.9% | +144.0% | -67.2% | +360.0% | -30.4% | +51.6% | -75.3% | -66.7% | +137.5% | +73.7% | +63.6% | +101.9% | -99.1% | +600.0% | -542.9% | +129.0% | <-999% | +51.8% | +51.2% |
| YoY Change | — | — | — | — | +411.1% | +156.0% | +59.0% | +20.0% | -91.3% | -70.3% | -66.0% | +125.0% | >999% | -94.7% | -78.8% | -157.4% | -91.7% | <-999% | -685.7% | +35.5% |