Assurant AIZ Financial Service — Prior years

Other product segments

Similar metrics at other companies

AFGNet decrease in the provision for claims of prior years — Prior year claims and claims adjustment expense

-$16M+71.3%

MKLWhole account — Prior Year Claims and Claims Adjustment Expense

-$6.55M—

ACGLProperty catastrophe — Prior years

-$27M—

CINFOther Personal Lines — Prior accident years

$9M—

ACGLProperty, energy, marine and aviation — Prior years

-$11M+26.7%

MKLPremium adjustments — Incurred losses and loss adjustment expenses, prior accident years

-$1M-135%

Questions, answered.

What is Assurant's financial service — prior years?

Assurant (AIZ) reported financial service — prior years of -$400K in Q4 2025.

How has Assurant's financial service — prior years changed year-over-year?

Assurant's financial service — prior years increased by 83.8% year-over-year, from -$2.48M to -$400K.

What is the long-term trend for Assurant's financial service — prior years?

Over 2 years (2023 to 2025), Assurant's financial service — prior years has grown at a -67.0% compound annual growth rate (CAGR), from -$14.7M to -$1.6M.

What does financial service — prior years mean?

The net change in estimated costs for insurance claims that originated in previous years.

How do you interpret financial service — prior years?

A negative value indicates favorable reserve development, meaning previous estimates were higher than actual costs, which boosts current period earnings. A positive value indicates unfavorable development, suggesting that prior reserves were insufficient and requiring an increase in expenses.

How does financial service — prior years compare across companies?

This is a standard insurance industry metric often labeled as 'prior year reserve development' or 'prior accident year development' in peer financial statements.