Assurant AIZ Sharing Economy Insurance Product — Prior years

Other product segments

Similar metrics at other companies

ACGLOther lines — Prior years

-$6.7M—

GLHealth Insurance Product Line — Liability For Unpaid Claims Incurred Expense Prior Years1

-$928K—

HIGProperty, Liability and Casualty Insurance Product Line — Prior accident year development [1]

-$41M+66.4%

ACGLOther specialty lines and other lines — Prior years

-$19M—

ACGLHealth Insurance Product Line — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense

$3.8M+445%

ALLPersonal auto injury coverage — Prior years

$675M—

Questions, answered.

What is Assurant's sharing economy insurance product — prior years?

Assurant (AIZ) reported sharing economy insurance product — prior years of $750K in Q4 2025.

How has Assurant's sharing economy insurance product — prior years changed year-over-year?

Assurant's sharing economy insurance product — prior years decreased by 75.6% year-over-year, from $3.08M to $750K.

What is the long-term trend for Assurant's sharing economy insurance product — prior years?

Over 4 years (2021 to 2025), Assurant's sharing economy insurance product — prior years has grown at a -19.4% compound annual growth rate (CAGR), from $7.1M to $3M.

What does sharing economy insurance product — prior years mean?

The total cost of claims and loss adjustments related to insurance policies issued in previous years for the sharing economy segment.

How do you interpret sharing economy insurance product — prior years?

An increase in prior year loss development often signals that initial loss reserves were underestimated, potentially indicating adverse claims trends or unexpected liability exposure. Conversely, a decrease suggests favorable reserve development, implying that previous estimates were conservative or that claims settled for less than anticipated.

How does sharing economy insurance product — prior years compare across companies?

Peer insurance companies with gig-economy or sharing-economy portfolios report similar 'prior year development' metrics to demonstrate the stability and predictability of their long-tail liability reserves.