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Kemper KMPR Property — Earned Premiums

Other product segments

Personal Automobile
$647.4M-18.0%
Commercial Automobile
$249.2M+12.5%
Life
$87.5M+3.2%
Accident and Health
$5.4M0.0%

Similar metrics at other companies

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WRBCommercial automobile — Earned Premiums
$404.48M+9.2%
Alignment Healthcare logo
ALHCPremium — Earned premiums
$1.23B+33.8%
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WRBProperty — Earned premiums
$101.85M-15.7%
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MKLProperty — Earned premiums
$163.62M+6.4%
NOD
NODKNet Premium Earned — Premiums Earned Net
$65.02M-10.9%
Everest Group logo
EGTotal property and liability insurance premiums earned — Premiums earned
$3.89B+2.5%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Life Insurance:
Life87.584.8173.1168.5
Accident and Health5.45.410.710.9
Property9.810.319.720.8
Total Life Insurance102.7100.5203.5200.2
Total Segment Earned Premiums999.31,111.31,985.32,173.2
Non-Core Operations12.319.525.645.5
Total Earned Premiums$1,011.6$1,130.8$2,010.9$2,218.7

Item 1. Financial Statements

FAQ

What is Kemper's property — earned premiums?
Kemper (KMPR) reported property — earned premiums of $9.8M in Q2 2026.
How has Kemper's property — earned premiums changed year-over-year?
Kemper's property — earned premiums decreased by 4.9% year-over-year, from $10.3M to $9.8M.
What is the long-term trend for Kemper's property — earned premiums?
Over 4 years (2021 to 2025), Kemper's property — earned premiums has grown at a -9.8% compound annual growth rate (CAGR), from $61.9M to $41M.
What does property — earned premiums mean?
This metric represents the portion of insurance premiums recognized as revenue by the property insurance segment over a specific reporting period. It reflects the value of coverage provided to policyholders for property-related risks, excluding the portion of premiums that remain unearned. Monitoring this figure helps investors assess the scale and growth trajectory of the company's property underwriting business.

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