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Kemper KMPR Life — Earned Premiums

Other product segments

Personal Automobile
$647M-14.2%
Commercial Automobile
$238.2M+14.2%
Property
$9.9M-5.7%
Accident and Health
$5.3M-3.6%

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CINFLife Insurance Segment — Earned premiums
$85M+6.3%
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CBSegment Life — Net premiums earned
$2.27B+33.7%
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UHALLife Insurance — Premiums Earned Net
$11.36M-10.1%
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METLife insurance — Premiums Earned, Net
$7.89B+15.4%
CNA Financial logo
CNALife & Group — Net earned premiums
$103M-2.8%
Unum logo
UNMLife — Premium Income
$128.3M+7.0%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life — earned premiums?
Kemper (KMPR) reported life — earned premiums of $85.6M in Q1 2026.
How has Kemper's life — earned premiums changed year-over-year?
Kemper's life — earned premiums increased by 2.3% year-over-year, from $83.7M to $85.6M.
What is the long-term trend for Kemper's life — earned premiums?
Over 4 years (2021 to 2025), Kemper's life — earned premiums has grown at a 0.3% compound annual growth rate (CAGR), from $327.2M to $330.6M.
What does life — earned premiums mean?
This metric represents the total revenue recognized by the life insurance segment from insurance policies during the reporting period. It reflects the portion of premiums that the company has earned by providing coverage, excluding amounts related to unearned premiums or deferred profit liabilities. This figure serves as a primary indicator of the scale and growth trajectory of the company's life insurance business operations.