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Kemper KMPR Life — Earned Premiums

Other product segments

Personal Automobile
$647.4M-18.0%
Commercial Automobile
$249.2M+12.5%
Property
$9.8M-4.9%
Accident and Health
$5.4M0.0%

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$404.48M+9.2%
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$1.23B+33.8%
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FGLife Insurance Product Line — Premiums Earned, Net
$234M-46.9%
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$65.02M-10.9%
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SNFCALife Insurance — Premiums Earned Net
$29.9M+0.1%
Chubb logo
CBLife Insurance — Net premiums earned
$961.25M+26.1%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Commercial Automobile249.2221.5487.4430.0
Total Specialty Property & Casualty Insurance896.61,010.81,781.81,973.0
Life Insurance:
Life87.584.8173.1168.5
Accident and Health5.45.410.710.9
Property9.810.319.720.8
Total Life Insurance102.7100.5203.5200.2
Total Segment Earned Premiums999.31,111.31,985.32,173.2

Item 1. Financial Statements

FAQ

What is Kemper's life — earned premiums?
Kemper (KMPR) reported life — earned premiums of $87.5M in Q2 2026.
How has Kemper's life — earned premiums changed year-over-year?
Kemper's life — earned premiums increased by 3.2% year-over-year, from $84.8M to $87.5M.
What is the long-term trend for Kemper's life — earned premiums?
Over 4 years (2021 to 2025), Kemper's life — earned premiums has grown at a 0.3% compound annual growth rate (CAGR), from $327.2M to $330.6M.
What does life — earned premiums mean?
This metric represents the total revenue recognized by the life insurance segment from insurance policies during the reporting period. It reflects the portion of premiums that the company has earned by providing coverage, excluding amounts related to unearned premiums or deferred profit liabilities. This figure serves as a primary indicator of the scale and growth trajectory of the company's life insurance business operations.

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