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Chubb CB Life Insurance — Net premiums earned

Other product segments

Property Liability And Casualty Insurance
$42.57B+5.6%
Accident And Health Insurance
$6.6B+1.8%

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Other financials

Income statement

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Revenue$14.8B+10.6%
Net income$2.9B-3.8%
EPS (diluted)$7.30-0.7%

Balance sheet

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Cash & equivalents$2.8B+16.1%
Total debt$18.7B+19.2%
Total equity$80.8B+16.5%
Total assets$281.32B+7.6%

Cash flow

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Operating cash flow$3.9B+152%

Valuation

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Market cap$136.01B+26.5%
P/E12.2×+0.5×

Profitability

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Net margin18.6%+3.5pp

Returns & leverage

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Return on equity14.9%+0.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Chubb in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Chubb’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 3:08 PM EST
Fiscal year
FY2025
Accession
0000896159-26-000005
Premiums Earned / For the years ended December 31, 2025, 2024, and 2023 (in millions of U.S. dollars, except for percentages)Premiums Earned / Direct AmountCeded To Other CompaniesAssumed From Other CompaniesNet AmountPercentage of Amount Assumed to Net
Premiums:
Property and casualty$47,998$10,263$4,832$42,56711%
Accident and health6,990474866,6021%
Life3,91790183,845
Total$58,905$10,827$4,936$53,0149%
2024
Life insurance face amount in force(1)$240,794$43,626$4,109$201,2772%
Premiums:

ITEM 16. Form 10-K Summary

FAQ

What is Chubb's life insurance — net premiums earned?
Chubb (CB) reported life insurance — net premiums earned of $961.25M in Q4 2025.
How has Chubb's life insurance — net premiums earned changed year-over-year?
Chubb's life insurance — net premiums earned increased by 26.1% year-over-year, from $762.25M to $961.25M.
What is the long-term trend for Chubb's life insurance — net premiums earned?
Over 4 years (2021 to 2025), Chubb's life insurance — net premiums earned has grown at a 32.2% compound annual growth rate (CAGR), from $1.26B to $3.85B.
What does life insurance — net premiums earned mean?
Calculated as direct premiums plus assumed premiums minus ceded premiums, representing the actual revenue retained by the life insurance segment. This is the core measure of the segment's top-line performance after accounting for all reinsurance activities. It provides the most accurate view of the revenue available to cover claims and operating expenses.

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