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Old Republic International ORI Life & Accident Insurance — Net premiums earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$253.3M-15.3%
Accident and health Insurance
$5.5M+1.9%
Life Insurance
$3.9M+11.4%

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Other financials

Income statement

See full
Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0
Consolidating adjustments(1.5)(1.5)
Consolidated$10,749.8$3,082.7$121.6$7,788.71.6%
Year Ended December 31, 2024:
Life insurance in force$650.6$351.4$299.1

Item 15 - Exhibits

FAQ

What is Old Republic International's life & accident insurance — net premiums earned?
Old Republic International (ORI) reported life & accident insurance — net premiums earned of $2.35M in Q4 2025.
How has Old Republic International's life & accident insurance — net premiums earned changed year-over-year?
Old Republic International's life & accident insurance — net premiums earned increased by 5.6% year-over-year, from $2.23M to $2.35M.
What is the long-term trend for Old Republic International's life & accident insurance — net premiums earned?
Over 4 years (2021 to 2025), Old Republic International's life & accident insurance — net premiums earned has grown at a -3.9% compound annual growth rate (CAGR), from $11M to $9.4M.
What does life & accident insurance — net premiums earned mean?
Net premiums earned are calculated as direct premiums plus assumed premiums, minus ceded premiums. This metric represents the actual premium revenue retained by the segment after accounting for all reinsurance activities.

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