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Old Republic International ORI Title Insurance Group — Net premiums earned

Other product segments

Life Insurance in Force
$253.3M-15.3%
Accident and health Insurance
$5.5M+1.9%
Life Insurance
$3.9M+11.4%

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AXSReinsurance — Net premiums earned
$331.82M-7.9%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life insurance in force$523.2$269.9$253.3
Premium Revenues:
Specialty Insurance$8,144.7$3,079.2$119.3$5,184.82.3%
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0

Item 15 - Exhibits

FAQ

What is Old Republic International's title insurance group — net premiums earned?
Old Republic International (ORI) reported title insurance group — net premiums earned of $648.6M in Q4 2025.
How has Old Republic International's title insurance group — net premiums earned changed year-over-year?
Old Republic International's title insurance group — net premiums earned increased by 11.1% year-over-year, from $583.65M to $648.6M.
What is the long-term trend for Old Republic International's title insurance group — net premiums earned?
Over 4 years (2021 to 2025), Old Republic International's title insurance group — net premiums earned has grown at a -10.0% compound annual growth rate (CAGR), from $3.96B to $2.59B.
What does title insurance group — net premiums earned mean?
This metric represents the total premium revenue retained by the title insurance segment after accounting for both ceded and assumed reinsurance. It is the definitive measure of the segment's earned revenue from its core insurance underwriting activities.

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