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Old Republic International ORI Life Insurance — Net premiums earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$253.3M-15.3%
Accident and health Insurance
$5.5M+1.9%

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AIZLife insurance — Premiums Earned, Net
$8.88M-36.8%
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CBLife Insurance — Net premiums earned
$961.25M+26.1%
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METLife insurance — Premiums Earned, Net
$7.89B+15.4%
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PRILife Insurance — Premiums Earned Net
$445.85M+3.2%
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CINFLife Insurance Segment — Earned premiums
$85M+6.3%
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HIGLife insurance and annuities — Premiums Earned, Net
$645.75M-1.3%

Other financials

Income statement

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Revenue$2.4B+13.5%
Net income$330.0M+34.7%
EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%
Total debt$1.6B+0.1%
Total equity$5.9B-0.1%
Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%
Enterprise value$10.81B+1.6%
P/E9.2×-2.7×
P/S-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's life insurance — net premiums earned?
Old Republic International (ORI) reported life insurance — net premiums earned of $975K in Q4 2025.
How has Old Republic International's life insurance — net premiums earned changed year-over-year?
Old Republic International's life insurance — net premiums earned increased by 11.4% year-over-year, from $875K to $975K.
What is the long-term trend for Old Republic International's life insurance — net premiums earned?
Over 4 years (2021 to 2025), Old Republic International's life insurance — net premiums earned has grown at a -5.1% compound annual growth rate (CAGR), from $4.8M to $3.9M.
What does life insurance — net premiums earned mean?
Calculated as direct premiums plus assumed premiums minus ceded premiums, representing the actual revenue retained by the life insurance segment. This is the primary measure of the segment's earned premium income after accounting for all reinsurance activity.