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Old Republic International ORI Life Insurance — Net premiums earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$253.3M-15.3%
Accident and health Insurance
$5.5M+1.9%

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Specialty Insurance$8,144.7$3,079.2$119.3$5,184.82.3%
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0
Consolidating adjustments(1.5)(1.5)
Consolidated$10,749.8$3,082.7$121.6$7,788.71.6%

Item 15 - Exhibits

FAQ

What is Old Republic International's life insurance — net premiums earned?
Old Republic International (ORI) reported life insurance — net premiums earned of $975K in Q4 2025.
How has Old Republic International's life insurance — net premiums earned changed year-over-year?
Old Republic International's life insurance — net premiums earned increased by 11.4% year-over-year, from $875K to $975K.
What is the long-term trend for Old Republic International's life insurance — net premiums earned?
Over 4 years (2021 to 2025), Old Republic International's life insurance — net premiums earned has grown at a -5.1% compound annual growth rate (CAGR), from $4.8M to $3.9M.
What does life insurance — net premiums earned mean?
Calculated as direct premiums plus assumed premiums minus ceded premiums, representing the actual revenue retained by the life insurance segment. This is the primary measure of the segment's earned premium income after accounting for all reinsurance activity.

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