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Kemper KMPR Specialty Property & Casualty Insurance — Earned Premiums

Other segment segments

Life Insurance
$102.7M+2.2%

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Specialty Property & Casualty Insurance:
Personal Automobile$647.4$789.3$1,294.4$1,543.0
Commercial Automobile249.2221.5487.4430.0
Total Specialty Property & Casualty Insurance896.61,010.81,781.81,973.0
Life Insurance:
Life87.584.8173.1168.5
Accident and Health5.45.410.710.9
Property9.810.319.720.8

Item 1. Financial Statements

FAQ

What is Kemper's specialty property & casualty insurance — earned premiums?
Kemper (KMPR) reported specialty property & casualty insurance — earned premiums of $896.6M in Q2 2026.
How has Kemper's specialty property & casualty insurance — earned premiums changed year-over-year?
Kemper's specialty property & casualty insurance — earned premiums decreased by 11.3% year-over-year, from $1.01B to $896.6M.
What is the long-term trend for Kemper's specialty property & casualty insurance — earned premiums?
Over 3 years (2022 to 2025), Kemper's specialty property & casualty insurance — earned premiums has grown at a -1.0% compound annual growth rate (CAGR), from $4.05B to $3.93B.
What does specialty property & casualty insurance — earned premiums mean?
The portion of insurance premiums that corresponds to the coverage period already provided to policyholders during the reporting timeframe. It serves as the primary revenue stream for the insurance segment and indicates the volume of active risk exposure.

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