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Kemper KMPR Life Insurance — Earned Premiums

Other segment segments

Specialty Property & Casualty Insurance
$896.6M-11.3%

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.68B-47.4%
Enterprise value$2.54B-36.8%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Life Insurance:
Life87.584.8173.1168.5
Accident and Health5.45.410.710.9
Property9.810.319.720.8
Total Life Insurance102.7100.5203.5200.2
Total Segment Earned Premiums999.31,111.31,985.32,173.2
Non-Core Operations12.319.525.645.5
Total Earned Premiums$1,011.6$1,130.8$2,010.9$2,218.7

Item 1. Financial Statements

FAQ

What is Kemper's life insurance — earned premiums?
Kemper (KMPR) reported life insurance — earned premiums of $102.7M in Q2 2026.
How has Kemper's life insurance — earned premiums changed year-over-year?
Kemper's life insurance — earned premiums increased by 2.2% year-over-year, from $100.5M to $102.7M.
What is the long-term trend for Kemper's life insurance — earned premiums?
Over 3 years (2022 to 2025), Kemper's life insurance — earned premiums has grown at a -11.7% compound annual growth rate (CAGR), from $571.5M to $393.4M.
What does life insurance — earned premiums mean?
Represents the portion of insurance premiums recognized as revenue during the reporting period for the life insurance segment. This reflects the value of coverage provided to policyholders over time, serving as a primary indicator of top-line growth and market demand for life insurance products.

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