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Kemper KMPR Specialty Property & Casualty Insurance — Policy Acquisition Costs

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:PolicyAcquisitionCosts.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's specialty property & casualty insurance — policy acquisition costs?
Kemper (KMPR) reported specialty property & casualty insurance — policy acquisition costs of $122.9M in Q1 2026.
How has Kemper's specialty property & casualty insurance — policy acquisition costs changed year-over-year?
Kemper's specialty property & casualty insurance — policy acquisition costs decreased by 7.1% year-over-year, from $132.3M to $122.9M.
What is the long-term trend for Kemper's specialty property & casualty insurance — policy acquisition costs?
Over 3 years (2022 to 2025), Kemper's specialty property & casualty insurance — policy acquisition costs has grown at a -2.3% compound annual growth rate (CAGR), from $577.8M to $539.4M.
What does specialty property & casualty insurance — policy acquisition costs mean?
Expenses directly related to the acquisition of new and renewal insurance policies, such as commissions and underwriting costs. Monitoring this metric helps assess the efficiency of the segment's distribution and sales strategy.