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Kemper KMPR Life Insurance — Policy Acquisition Costs

Other segment segments

Specialty Property & Casualty Insurance
$122.9M-7.1%

Similar metrics at other companies

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RGALife Insurance Product Line — Policy acquisition costs and other insurance expenses
$93M+6.9%
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AXSInsurance — Acquisition costs
$223.77M+15.3%
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RGAInsurance, Other — Policy acquisition costs and other insurance expenses
$35M+52.2%
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ACGLInsurance — Acquisition expenses
$375M+9.3%
Mercury General logo
MCYProperty & Casualty — Policy acquisition costs
$237.8M+5.3%
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MCYOther — Policy acquisition costs
$2.7M-6.9%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:PolicyAcquisitionCosts.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life insurance — policy acquisition costs?
Kemper (KMPR) reported life insurance — policy acquisition costs of $29.3M in Q1 2026.
How has Kemper's life insurance — policy acquisition costs changed year-over-year?
Kemper's life insurance — policy acquisition costs decreased by 1.3% year-over-year, from $29.7M to $29.3M.
What is the long-term trend for Kemper's life insurance — policy acquisition costs?
Over 3 years (2022 to 2025), Kemper's life insurance — policy acquisition costs has grown at a -7.9% compound annual growth rate (CAGR), from $165.1M to $129.1M.
What does life insurance — policy acquisition costs mean?
Costs directly related to the acquisition of new insurance policies, such as commissions and underwriting expenses. This metric is essential for evaluating the efficiency of sales and marketing efforts relative to the long-term value of the policies acquired.