Aflac AFL Life insurance — Deferred policy acquisition costs

Other product segments

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BHFTerm and Whole Life Insurance — Deferred Policy Acquisition Cost

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HMNTerm Life — Deferred policy acquisition costs

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Questions, answered.

What is Aflac's life insurance — deferred policy acquisition costs?

Aflac (AFL) reported life insurance — deferred policy acquisition costs of $738M in Q1 2026.

How has Aflac's life insurance — deferred policy acquisition costs changed year-over-year?

Aflac's life insurance — deferred policy acquisition costs increased by 5.3% year-over-year, from $701M to $738M.

What is the long-term trend for Aflac's life insurance — deferred policy acquisition costs?

Over 2 years (2023 to 2025), Aflac's life insurance — deferred policy acquisition costs has grown at a 5.5% compound annual growth rate (CAGR), from $2.59B to $2.88B.

What does life insurance — deferred policy acquisition costs mean?

This represents the capitalized costs directly associated with acquiring new life insurance policies, such as commissions and underwriting expenses. These costs are deferred on the balance sheet and recognized as expenses over the life of the policy to match revenue recognition. It reflects the upfront investment made by the insurer to grow its policy base.