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Kemper KMPR Specialty Property & Casualty Insurance — Total Incurred Losses and LAE

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's specialty property & casualty insurance — total incurred losses and LAE?
Kemper (KMPR) reported specialty property & casualty insurance — total incurred losses and LAE of $747.7M in Q1 2026.
How has Kemper's specialty property & casualty insurance — total incurred losses and LAE changed year-over-year?
Kemper's specialty property & casualty insurance — total incurred losses and LAE increased by 8.9% year-over-year, from $686.8M to $747.7M.
What is the long-term trend for Kemper's specialty property & casualty insurance — total incurred losses and LAE?
Over 3 years (2022 to 2025), Kemper's specialty property & casualty insurance — total incurred losses and LAE has grown at a -4.9% compound annual growth rate (CAGR), from $3.58B to $3.08B.
What does specialty property & casualty insurance — total incurred losses and LAE mean?
The total cost of claims and associated loss adjustment expenses incurred during the period, encompassing both current and prior year developments. This is a critical measure of the segment's underwriting profitability and claims management effectiveness.