Essent Group ESNT Mortgage Insurance — Provision for losses and LAE

Other segment segments

Similar metrics at other companies

KMPRSpecialty Property & Casualty Insurance — Total Incurred Losses and LAE

$748M-0.2%

HIGGroup Insurance Policy — Total provision for unpaid losses and loss adjustment expenses

$1.34B+12.6%

KMPRProperty, Liability and Casualty Insurance Product Line — Total Incurred Losses and LAE

$750.4M-0.9%

HIGProperty, Liability and Casualty Insurance Product Line — Total provision for unpaid losses and loss adjustment expenses

$2.79B+8.8%

RDNMortgage Insurance — Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1

$29.42M+146%

BH

BHInsurance Segment — Insurance losses

$10.55M-9.6%

FAQ

What is Essent Group's mortgage insurance — provision for losses and LAE?

Essent Group (ESNT) reported mortgage insurance — provision for losses and LAE of $29.39M in Q2 2026.

How has Essent Group's mortgage insurance — provision for losses and LAE changed year-over-year?

Essent Group's mortgage insurance — provision for losses and LAE increased by 91.8% year-over-year, from $15.32M to $29.39M.

What is the long-term trend for Essent Group's mortgage insurance — provision for losses and LAE?

Over 3 years (2022 to 2025), Essent Group's mortgage insurance — provision for losses and LAE has grown at a -6.0% compound annual growth rate (CAGR), from -$174.7M to $145.34M.

What does mortgage insurance — provision for losses and LAE mean?

An estimate of the expected costs associated with future insurance claims and the expenses required to investigate and settle those claims. A rising provision often signals deteriorating credit quality or increased risk in the insured mortgage portfolio.