Essent Group ESNT Mortgage Insurance — Provision for losses and LAE

Other segment segments

Similar metrics at other companies

ACGLMortgage — Losses and loss adjustment expenses

$15M+400%

ACGLMortgage — Liabilities for losses and loss adjustment expenses, net of reinsurance

$311M-3.1%

ACTDomestic mortgage insurance — Losses and LAE incurred related to current accident year

$79.31M+1.9%

ACTDomestic mortgage insurance — Losses and LAE incurred related to prior accident years

-$46.21M+10.8%

ACGLMortgage — Reserves for Losses and Loss Adjustment Expenses

$497M-5.3%

MFAMortgage-Related Assets — Provision for Other Credit Losses

$0—

Questions, answered.

What is Essent Group's mortgage insurance — provision for losses and LAE?

Essent Group (ESNT) reported mortgage insurance — provision for losses and LAE of $37.62M in Q1 2026.

How has Essent Group's mortgage insurance — provision for losses and LAE changed year-over-year?

Essent Group's mortgage insurance — provision for losses and LAE increased by 22.5% year-over-year, from $30.72M to $37.62M.

What is the long-term trend for Essent Group's mortgage insurance — provision for losses and LAE?

Over 3 years (2022 to 2025), Essent Group's mortgage insurance — provision for losses and LAE has grown at a -5.9% compound annual growth rate (CAGR), from -$174.7M to $145.37M.

What does mortgage insurance — provision for losses and LAE mean?

An estimate of the expected costs associated with future insurance claims and the expenses required to investigate and settle those claims. A rising provision often signals deteriorating credit quality or increased risk in the insured mortgage portfolio.