Skip to content
Screener

Biglari Holdings Inc. BH Insurance Segment — Insurance losses

Similar metrics at other companies

Hagerty logo
HGTYInsurance — Losses and loss adjustment expenses, net
$110.71M+47.2%
White Mountains Insurance Group logo
WTMP&C Insurance and Reinsurance (Ark/WM Outrigger) — Loss and loss adjustment expenses
$175.6M+7.1%
ESN
ESNTMortgage Insurance — Provision for losses and LAE
$29.39M+91.8%
ESN
ESNTReinsurance — Provision for losses and LAE
$18.72M+51,908%
Berkshire Hathaway logo
BRK.BProperty And Casualty Insurance And Reinsurance Excluding Retroactive Reinsurance — Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1
$14.1B+1.5%
Kemper logo
KMPRSpecialty Property & Casualty Insurance — Total Incurred Losses and LAE
$748M-0.2%

Other financials

Income statement

See full
Revenue$108.5M+7.9%
Gross profit$67.4M+11.3%
Net income$39.9M-21.6%
EPS (diluted)$31.63-18.7%

Balance sheet

See full
Cash & equivalents$68.4M+109%
Total debt$289.3M+577%
Total equity$543.8M-7.7%
Total assets$1.1B+22.6%

Cash flow

See full
Operating cash flow$14.9M-64.5%
CapEx$6.7M+146%
Free cash flow$8.3M-79.0%

Valuation

See full
Market cap$1.21B+42.1%
Enterprise value$1.43B+66.0%
P/S+0.7×

Profitability

See full
Gross margin60%-0.2pp
Net margin-7.3%-17.8pp
FCF margin12.4%-4.2pp

Returns & leverage

See full
Return on equity-5.3%-12.1pp
Debt / equity0.5×+0.5×
Current ratio2.4×+1.1×

Where this comes from

Reported directly by Biglari Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The source filing: Biglari Holdings Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054841
Line itemJune 30,2026June 30,2025
Incurred losses and loss adjustment expenses:
Current accident year23,33823,594
Prior accident years(2,833)872
Total20,50524,466
Paid losses and loss adjustment expenses:
Current accident year15,70818,663
Prior accident years4,0045,850
Total19,71224,513

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Biglari Holdings Inc.'s insurance segment — insurance losses?
Biglari Holdings Inc. (BH) reported insurance segment — insurance losses of $10.55M in Q2 2026.
How has Biglari Holdings Inc.'s insurance segment — insurance losses changed year-over-year?
Biglari Holdings Inc.'s insurance segment — insurance losses decreased by 9.6% year-over-year, from $11.67M to $10.55M.
What is the long-term trend for Biglari Holdings Inc.'s insurance segment — insurance losses?
Over 3 years (2022 to 2025), Biglari Holdings Inc.'s insurance segment — insurance losses has grown at a 5.1% compound annual growth rate (CAGR), from $37.19M to $43.14M.
What does insurance segment — insurance losses mean?
This metric measures the total claims and associated costs incurred by the insurance segment during the reporting period. It reflects the underwriting performance and the accuracy of risk assessment for the insurance portfolio.

Ask your AI about Biglari Holdings Inc.'s insurance segment — insurance losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude