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Kemper KMPR Term Life Insurance — Interest Accretion Rate

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
Line itemJun 30, 2026Jun 30, 2025
Interest Accretion Rate4.50%4.50%
Current Discount Rate5.83%5.74%

Item 1. Financial Statements

FAQ

What is Kemper's term life insurance — interest accretion rate?
Kemper (KMPR) reported term life insurance — interest accretion rate of 4.5% in Q2 2026.
How has Kemper's term life insurance — interest accretion rate changed year-over-year?
Kemper's term life insurance — interest accretion rate decreased by 0.0% year-over-year, from 4.5% to 4.5%.
What is the long-term trend for Kemper's term life insurance — interest accretion rate?
Over 3 years (2022 to 2025), Kemper's term life insurance — interest accretion rate has grown at a -0.5% compound annual growth rate (CAGR), from 18.3% to 18.1%.
What does term life insurance — interest accretion rate mean?
This metric indicates the rate at which the liability for future policy benefits increases over time due to the passage of time, effectively representing the unwinding of the discount. It is a critical actuarial assumption that impacts the reported expense levels and reserve growth.

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