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Horace Mann Educators HMN Term Life — Interest accretion rate
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.
The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 12:31 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000850141-26-000033
| Line item | As of June 30, 2026 | As of June 30, 2025 |
|---|---|---|
| Interest accretion rate | 1.7% - 4.8% | 1.7% - 4.8% |
| Current discount rate | 4.8% - 5.8% | 4.9% - 5.7% |
| Term life | ||
| Interest accretion rate | 4.2% - 4.3% | 4.2% - 4.2% |
| Current discount rate | 5.4% - 5.6% | 5.3% - 5.4% |
| Experience life | ||
| Interest accretion rate | 6.1% | 6.1% |
| Current discount rate | 5.6% | 5.5% |
Item 1. Consolidated Financial Statements
FAQ
- What is Horace Mann Educators's term life — interest accretion rate?
- Horace Mann Educators (HMN) reported term life — interest accretion rate of 4.3% in Q2 2026.
- How has Horace Mann Educators's term life — interest accretion rate changed year-over-year?
- Horace Mann Educators's term life — interest accretion rate increased by 2.4% year-over-year, from 4.2% to 4.3%.
- What is the long-term trend for Horace Mann Educators's term life — interest accretion rate?
- Over 3 years (2022 to 2025), Horace Mann Educators's term life — interest accretion rate has grown at a -1.0% compound annual growth rate (CAGR), from 17.4% to 16.9%.
- What does term life — interest accretion rate mean?
- The rate at which interest is accrued on the liability for future policy benefits, reflecting the time value of money inherent in long-term insurance obligations. This rate is used to increase the carrying value of the liability over time as the expected benefit payment date approaches. It is a fundamental component of the actuarial calculation for insurance reserves.
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