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Horace Mann Educators HMN Experience life — Interest accretion rate

Other product segments

Term Life
4.3%+2.4%
SPIA (life contingent)
4.1%0.0%
Limited-Pay Whole Life
4%0.0%

Similar metrics at other companies

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LNCTraditional Life — Interest accretion rate
5%0.0pp
Fidelity National Financial logo
FNFTraditional Life — Interest accretion rate
2.4%0.0pp
Cincinnati Financial logo
CINFTerm Life Insurance — Interest accretion rate
5.3%+0.1pp
Kemper logo
KMPRTerm Life Insurance — Interest Accretion Rate
4.5%0.0pp
Aflac logo
AFLLife insurance — Interest accrual
$157M-3.1%
Globe Life logo
GLLife — Interest accrual
$347.59M+0.8%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's experience life — interest accretion rate?
Horace Mann Educators (HMN) reported experience life — interest accretion rate of 6.1% in Q1 2026.
How has Horace Mann Educators's experience life — interest accretion rate changed year-over-year?
Horace Mann Educators's experience life — interest accretion rate decreased by 0.0% year-over-year, from 6.1% to 6.1%.
What is the long-term trend for Horace Mann Educators's experience life — interest accretion rate?
Over 3 years (2022 to 2025), Horace Mann Educators's experience life — interest accretion rate has grown at a 0.0% compound annual growth rate (CAGR), from 24.4% to 24.4%.
What does experience life — interest accretion rate mean?
The rate at which the company accrues interest on its insurance liabilities, reflecting the cost of funds or the guaranteed return provided to policyholders. This rate is central to the company's ability to manage its interest-sensitive products and maintain competitive margins. It directly impacts the growth of policyholder account balances over time.