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Kemper KMPR Assumed

Assumed at other companies

The Baldwin Insurance Group, Inc. logo
The Baldwin Insurance Group, Inc.BWIN
$14.2M+230%
Kemper logo
KemperKMPR
-$425K-116%
Lincoln National logo
Lincoln NationalLNC
$7.25M-66.3%
ESN
Essent GroupESNT
$17.05M
Jackson Financial logo
Jackson FinancialJXN
$6.5M-7.1%
W.R. Berkley logo
W.R. BerkleyWRB
$78.45M+28.1%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:AssumedPremiumsEarned.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's assumed?
Kemper (KMPR) reported assumed of -$425K in Q4 2025.
How has Kemper's assumed changed year-over-year?
Kemper's assumed decreased by 116.2% year-over-year, from $2.63M to -$425K.
What is the long-term trend for Kemper's assumed?
Over 3 years (2022 to 2025), Kemper's assumed has grown at a -59.9% compound annual growth rate (CAGR), from $26.3M to -$1.7M.
What does assumed mean?
This metric represents the portion of insurance premiums earned by the company that were assumed from other insurance carriers through reinsurance agreements. It reflects the company's role as a reinsurer, taking on risk from primary insurers in exchange for a share of the premiums. This figure is a key indicator of the company's participation in the reinsurance market and its strategy for risk diversification.