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Kemper KMPR Business Unit Operating Costs

Business Unit Operating Costs at other companies

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Segments

By segment

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Specialty Property & Casualty Insurance$38M+0.8%
Life Insurance$26.3M-4.4%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:BusinessUnitOperatingCosts.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's business unit operating costs?
Kemper (KMPR) reported business unit operating costs of $77.68M in Q4 2025.
How has Kemper's business unit operating costs changed year-over-year?
Kemper's business unit operating costs increased by 12.0% year-over-year, from $69.35M to $77.68M.
What is the long-term trend for Kemper's business unit operating costs?
Over 3 years (2022 to 2025), Kemper's business unit operating costs has grown at a 3.2% compound annual growth rate (CAGR), from $282.4M to $310.7M.
What does business unit operating costs mean?
The direct operational expenses incurred by specific business segments to support day-to-day insurance activities. This metric provides insight into the cost structure and operational efficiency of individual product lines or operating divisions.