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Kemper KMPR Insurance commissions

Insurance commissions at other companies

Corebridge Financial logo
Corebridge FinancialCRBG
$102M-32.9%
Kemper logo
KemperKMPR
$153.23M+2.8%
Equitable Holdings logo
Equitable HoldingsEQH
$562M+15.2%
Primerica logo
PrimericaPRI
$5.78M+0.5%
Aflac logo
AflacAFL
$239M-4.8%
KEE
Keel InfrastructureKEEL
$2.03M-5.1%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.55B-51.3%
Enterprise value$2.42B-39.9%
P/S0.3×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissions.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
DOLLARS IN MILLIONS202520242023
Insurance and Other Expenses
Insurance Expenses
Commissions$612.9$596.3$584.2
Taxes, Licenses and Fees91.883.779.6
Policy Acquisition Costs (Deferred) Amortized:
Deferral of Policy Acquisition Costs(600.7)(576.4)(563.3)
Amortization of Policy Acquisition Costs574.2538.0607.1
Net Policy Acquisition Costs (Deferred) Amortized(26.5)(38.4)43.8

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Kemper's insurance commissions?
Kemper (KMPR) reported insurance commissions of $153.23M in Q4 2025.
How has Kemper's insurance commissions changed year-over-year?
Kemper's insurance commissions increased by 2.8% year-over-year, from $149.08M to $153.23M.
What is the long-term trend for Kemper's insurance commissions?
Over 3 years (2022 to 2025), Kemper's insurance commissions has grown at a -5.4% compound annual growth rate (CAGR), from $724.8M to $612.9M.
What does insurance commissions mean?
The total compensation paid to agents, brokers, and other intermediaries for the production and servicing of insurance policies. This is a primary distribution expense that directly impacts the company's ability to acquire new business and maintain existing customer relationships.

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