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Kemper KMPR Prior years

Discontinued — last reported Q1 '25

Prior years at other companies

Progressive logo
ProgressivePGR
-$451M-62.2%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE

Segments

By segment

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Specialty Property & Casualty Insurance$9.1M-33.1%
Life Insurance-$100K0.0%

By product

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Commercial Automobile$17.7M-5.3%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The source filing: Kemper’s 10-Q, filed May 7, 2025.

Filed
May 7, 2025
Fiscal quarter
Q1 FY2025
Calendar quarter
Q1 2025
Accession
0000860748-25-000131
(Dollars in Millions)Three Months Ended / Mar 31,2025Three Months Ended / Mar 31,2024
Property and Casualty Insurance Reserves, Net of Reinsurance at Beginning of Year2,587.62,652.7
Incurred Losses and LAE related to:
Current Year698.7686.1
Prior Years(1.1)8.8
Total Incurred Losses and LAE697.6694.9
Paid Losses and LAE related to:
Current Year192.5213.9
Prior Years480.4562.9

Item 1. Financial Statements

FAQ

What is Kemper's prior years?
Kemper (KMPR) reported prior years of -$1.1M in Q1 2025.
How has Kemper's prior years changed year-over-year?
Kemper's prior years decreased by 112.5% year-over-year, from $8.8M to -$1.1M.
What does prior years mean?
Prior years

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