Screener

Year 5

Kemper·Products & Services·7 segments·Rolls up to Percentage payout of incurred claims, year five

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Specialty Personal Automobile Insurance—Physical Damage	100%	100%	100%	100%	99.8%
Homeowners	99.1%	99.3%	99.4%	99.3%	98.8%
Specialty Personal Automobile Insurance—Liability	97.7%	98.2%	97.8%	97.4%	96.8%
Preferred Personal Automobile Insurance—Liability	94.2%	95.3%	94.5%	94.6%	94.8%
Commercial Automobile Insurance—Liability	93.7%	93.8%	93.9%	90.5%	91.6%
Total	—	—	—	—	—

Specialty Personal Automobile Insurance—LiabilityView metric

Specialty Personal Automobile Insurance—Physical DamageView metric

Commercial Automobile Insurance—LiabilityView metric

Commercial Automobile Insurance—Physical DamageView metric

Preferred Personal Automobile Insurance—LiabilityView metric

Preferred Personal Automobile Insurance—Physical DamageView metric