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Segments

By segment

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Excess and Surplus Lines Segment$1.43M+27.6%

Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Line itemYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
Net realized investment gains(4,390)(6,831)(6,040)
Change in allowance for credit losses on investments2(526)187
Deferred tax expense (benefit)343(3,828)(9,429)
Depreciation and amortization5,8345,8023,274
Stock compensation expense17,88414,1469,361
Change in operating assets and liabilities:
Investment income due and accrued(3,605)(5,677)(7,238)
Premiums receivable, net15,4343,185(37,458)

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's D&A?
Kinsale Capital Group (KNSL) reported D&A of $1.46M in Q4 2025.
How has Kinsale Capital Group's D&A changed year-over-year?
Kinsale Capital Group's D&A increased by 0.6% year-over-year, from $1.45M to $1.46M.
What is the long-term trend for Kinsale Capital Group's D&A?
Over 4 years (2021 to 2025), Kinsale Capital Group's D&A has grown at a 26.1% compound annual growth rate (CAGR), from $2.31M to $5.83M.
What does D&A mean?
Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

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