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Kinsale Capital Group KNSL Casualty - claims made — Historical Claims Duration, Year Five

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Line itemAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
Years12345678910
Casualty - claims made5.4%21.0%21.5%15.9%9.0%6.2%4.3%2.4%0.1%
Casualty - occurrence1.7%6.7%11.7%14.3%14.2%13.3%11.3%6.1%3.7%4.2%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's casualty - claims made — historical claims duration, year five?
Kinsale Capital Group (KNSL) reported casualty - claims made — historical claims duration, year five of 9% in Q4 2025.
How has Kinsale Capital Group's casualty - claims made — historical claims duration, year five changed year-over-year?
Kinsale Capital Group's casualty - claims made — historical claims duration, year five decreased by 9.1% year-over-year, from 9.9% to 9%.
What does casualty - claims made — historical claims duration, year five mean?
Represents the cumulative incurred claims development for the casualty claims-made segment at the five-year maturity point. This metric helps investors assess the accuracy of initial loss reserves and the long-term stability of underwriting results for this specific product line.

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