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Kinsale Capital Group KNSL Casualty - claims made — Historical Claims Duration, Year Four

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Line itemAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
Years12345678910
Casualty - claims made5.4%21.0%21.5%15.9%9.0%6.2%4.3%2.4%0.1%
Casualty - occurrence1.7%6.7%11.7%14.3%14.2%13.3%11.3%6.1%3.7%4.2%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's casualty - claims made — historical claims duration, year four?
Kinsale Capital Group (KNSL) reported casualty - claims made — historical claims duration, year four of 15.9% in Q4 2025.
How has Kinsale Capital Group's casualty - claims made — historical claims duration, year four changed year-over-year?
Kinsale Capital Group's casualty - claims made — historical claims duration, year four decreased by 1.2% year-over-year, from 16.1% to 15.9%.
What does casualty - claims made — historical claims duration, year four mean?
This metric tracks the claims development and settlement activity in the fourth year following the policy period for the casualty claims-made segment. It provides a view into the 'long-tail' exposure of the segment, helping investors gauge the potential for late-developing claims. Monitoring this is crucial for assessing the adequacy of long-term reserves and overall underwriting discipline.

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