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Kinsale Capital Group KNSL Casualty - claims made — Historical Claims Duration, Year Three

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Line itemAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
Years12345678910
Casualty - claims made5.4%21.0%21.5%15.9%9.0%6.2%4.3%2.4%0.1%
Casualty - occurrence1.7%6.7%11.7%14.3%14.2%13.3%11.3%6.1%3.7%4.2%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's casualty - claims made — historical claims duration, year three?
Kinsale Capital Group (KNSL) reported casualty - claims made — historical claims duration, year three of 21.5% in Q4 2025.
How has Kinsale Capital Group's casualty - claims made — historical claims duration, year three changed year-over-year?
Kinsale Capital Group's casualty - claims made — historical claims duration, year three decreased by 1.8% year-over-year, from 21.9% to 21.5%.
What does casualty - claims made — historical claims duration, year three mean?
This metric measures the claims development and settlement activity occurring in the third year after the policy period for the casualty claims-made segment. It is used to assess the long-term tail risk and the accuracy of reserves for claims that remain open beyond the initial two-year window. Stability in this metric indicates predictable and well-managed underwriting risks.

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