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Kinsale Capital Group KNSL Casualty - occurrence — Historical Claims Duration, Year One

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Line itemAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of ReinsuranceAverage Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
Years12345678910
Casualty - claims made5.4%21.0%21.5%15.9%9.0%6.2%4.3%2.4%0.1%
Casualty - occurrence1.7%6.7%11.7%14.3%14.2%13.3%11.3%6.1%3.7%4.2%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's casualty - occurrence — historical claims duration, year one?
Kinsale Capital Group (KNSL) reported casualty - occurrence — historical claims duration, year one of 1.7% in Q4 2025.
How has Kinsale Capital Group's casualty - occurrence — historical claims duration, year one changed year-over-year?
Kinsale Capital Group's casualty - occurrence — historical claims duration, year one decreased by 10.5% year-over-year, from 1.9% to 1.7%.
What does casualty - occurrence — historical claims duration, year one mean?
This metric measures the average time or development pattern of claims within the casualty occurrence segment during the first year of the policy period. It helps in understanding the speed at which claims are reported and settled shortly after the policy inception. This is a key indicator for assessing the short-term loss emergence profile of the casualty portfolio.

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