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Kinsale Capital Group KNSL Casualty - occurrence — Historical Claims Duration, Year Three

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's casualty - occurrence — historical claims duration, year three?
Kinsale Capital Group (KNSL) reported casualty - occurrence — historical claims duration, year three of 11.7% in Q4 2025.
How has Kinsale Capital Group's casualty - occurrence — historical claims duration, year three changed year-over-year?
Kinsale Capital Group's casualty - occurrence — historical claims duration, year three decreased by 7.1% year-over-year, from 12.6% to 11.7%.
What does casualty - occurrence — historical claims duration, year three mean?
This metric evaluates the claims development and payment activity for the casualty occurrence segment in the third year after the policy period. It is used to assess the long-term accuracy of reserve estimates as claims mature and more information becomes available. Consistent performance here indicates strong actuarial modeling and underwriting quality.