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Kinsale Capital Group KNSL Casualty - occurrence — Historical Claims Duration, Year Two

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's casualty - occurrence — historical claims duration, year two?
Kinsale Capital Group (KNSL) reported casualty - occurrence — historical claims duration, year two of 6.7% in Q4 2025.
How has Kinsale Capital Group's casualty - occurrence — historical claims duration, year two changed year-over-year?
Kinsale Capital Group's casualty - occurrence — historical claims duration, year two decreased by 0.0% year-over-year, from 6.7% to 6.7%.
What does casualty - occurrence — historical claims duration, year two mean?
This metric tracks the development and settlement patterns of claims within the casualty occurrence segment during the second year following the policy period. It provides insight into the maturity of the claims portfolio and the accuracy of initial loss projections. Analyzing this helps investors gauge the long-tail nature of the casualty business.