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Kinsale Capital Group KNSL Business Segments — Net commissions incurred

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept knsl:NetCommissionsIncurred.

The source filing: Kinsale Capital Group’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001669162-26-000040
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Losses and loss adjustment expenses – current year244,963229,100497,151454,147
Losses and loss adjustment expenses – catastrophes5,3533,7056,98926,283
Losses and loss adjustment expenses – prior year development(19,394)(15,446)(38,099)(30,095)
Net commissions incurred48,85839,72794,11275,407
Salaries, employee benefits and bonus expense33,35032,48765,96561,696
Credit loss expense – premiums receivable2,1151,7774,0414,901
Depreciation (2)1,4321,1222,8472,229
Interest expense3,3232,5576,4905,095

Item 1. Financial Statements

FAQ

What is Kinsale Capital Group's business segments — net commissions incurred?
Kinsale Capital Group (KNSL) reported business segments — net commissions incurred of $48.86M in Q2 2026.
How has Kinsale Capital Group's business segments — net commissions incurred changed year-over-year?
Kinsale Capital Group's business segments — net commissions incurred increased by 23.0% year-over-year, from $39.73M to $48.86M.
What does business segments — net commissions incurred mean?
Represents the total commissions paid to brokers and agents for the acquisition of insurance policies within the excess and surplus lines segment, net of any commission adjustments. This metric reflects the primary distribution cost associated with generating premium volume in the specialty insurance market. Monitoring this helps evaluate the efficiency of the company's distribution network and its cost of customer acquisition.

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