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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Five

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Years12345
Property45.4%20.6%9.1%5.5%0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's property — historical claims duration, year five?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year five of 0.4% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year five changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year five decreased by 97.5% year-over-year, from 15.8% to 0.4%.
What does property — historical claims duration, year five mean?
This metric represents the cumulative development of claims for property insurance policies five years after the initial policy year. It provides insight into the accuracy of initial loss reserves and the long-term volatility of claims settlement within the property segment. Investors use this to evaluate the company's underwriting discipline and the reliability of its actuarial reserving practices over a multi-year horizon.

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