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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Four

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's property — historical claims duration, year four?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year four of 5.5% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year four changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year four decreased by 34.5% year-over-year, from 8.4% to 5.5%.
What does property — historical claims duration, year four mean?
This metric tracks the cumulative settlement of property claims that remain active or are settled by the end of the fourth year of development. It serves as a benchmark for the long-term claims handling efficiency and the predictability of losses in the property segment. Consistent performance in this metric indicates stable underwriting and effective claims management over extended periods.