Skip to content
Screener

Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Four

Similar metrics at other companies

Selective Insurance Group logo
SIGICommercial property — Short-duration insurance contracts, historical claims duration, year four
1.1%+0.3pp
Selective Insurance Group logo
SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year four
1%-0.1pp
Mercury General logo
MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year four
11.3%+0.4pp
RLI logo
RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Four
4.5%+0.6pp
Mercury General logo
MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year four
2.5%+0.1pp
Mercury General logo
MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year four
6%0.0pp

Other financials

Income statement

See full
Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

See full
Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

See full
Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

See full
Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

See full
Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

See full
Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Years12345
Property45.4%20.6%9.1%5.5%0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's property — historical claims duration, year four?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year four of 5.5% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year four changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year four decreased by 34.5% year-over-year, from 8.4% to 5.5%.
What does property — historical claims duration, year four mean?
This metric tracks the cumulative settlement of property claims that remain active or are settled by the end of the fourth year of development. It serves as a benchmark for the long-term claims handling efficiency and the predictability of losses in the property segment. Consistent performance in this metric indicates stable underwriting and effective claims management over extended periods.

Ask your AI about Kinsale Capital Group's property — historical claims duration, year four.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude