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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Three

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Years12345
Property45.4%20.6%9.1%5.5%0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's property — historical claims duration, year three?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year three of 9.1% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year three changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year three increased by 11.0% year-over-year, from 8.2% to 9.1%.
What does property — historical claims duration, year three mean?
This metric measures the cumulative settlement progress of property claims as they reach the three-year mark post-inception. It is used to assess the long-term accuracy of initial loss estimates and the persistence of claims within the property segment. This data is vital for evaluating the stability of the company's long-tail liability reserves.

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