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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Three

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's property — historical claims duration, year three?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year three of 9.1% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year three changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year three increased by 11.0% year-over-year, from 8.2% to 9.1%.
What does property — historical claims duration, year three mean?
This metric measures the cumulative settlement progress of property claims as they reach the three-year mark post-inception. It is used to assess the long-term accuracy of initial loss estimates and the persistence of claims within the property segment. This data is vital for evaluating the stability of the company's long-tail liability reserves.