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Kinsale Capital Group KNSL Retained Earnings

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Kinsale Capital Group’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001669162-26-000040
Line itemJune 30, 2026December 31, 2025
Stockholders’ equity:
Common stock, $0.01 par value, 400,000,000 shares authorized, 23,500,184 and 22,778,425 shares issued and outstanding at June 30, 2026; 23,380,413 and 23,145,751 shares issued and outstanding at December 31, 2025235234
Additional paid-in capital379,502373,681
Retained earnings1,993,9171,716,945
Accumulated other comprehensive loss(74,216)(30,692)
Treasury stock, at cost (721,759 shares – 2026, 234,662 – 2025)(264,324)(100,585)
Total stockholders’ equity2,035,1141,959,583
Total liabilities and stockholders’ equity$6,428,830$6,043,561

Item 1. Financial Statements

FAQ

What is Kinsale Capital Group's retained earnings?
Kinsale Capital Group (KNSL) reported retained earnings of $1.99B in Q2 2026.
How has Kinsale Capital Group's retained earnings changed year-over-year?
Kinsale Capital Group's retained earnings increased by 38.0% year-over-year, from $1.44B to $1.99B.
What is the long-term trend for Kinsale Capital Group's retained earnings?
Over 5 years (2020 to 2025), Kinsale Capital Group's retained earnings has grown at a 47.8% compound annual growth rate (CAGR), from $243.32M to $1.72B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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