Liability for Unpaid Claims and Claims Adjustment Expense, Net
Loews Liability for Unpaid Claims and Claims Adjustment Expense, Net increased by 1.7% to $20.97B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.1%, from $19.76B to $20.97B. Over 5 years (FY 2020 to FY 2025), Liability for Unpaid Claims and Claims Adjustment Expense, Net shows an upward trend with a 2.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Rising levels may indicate higher claim frequency or severity, while declining levels could suggest improved claims management or a shrinking book.
Detailed definition
The estimated liability for claims that have been reported but not yet paid, including the associated costs to investiga...
Peer comparison
Standard liability for all property, casualty, and health insurers; essential for assessing underwriting risk.
other_liability_for_unpaid_claims_and_claims_adjustment__8d26f0Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.75B | $19.00B | $16.30B | $16.41B | $16.47B | $16.59B | $16.93B | $17.20B | $17.49B | $17.66B | $18.16B | $18.35B | $18.62B | $19.12B | $19.26B | $19.76B | $20.27B | $20.54B | $20.62B | $20.97B |
| QoQ Change | — | +1.3% | -14.2% | +0.7% | +0.3% | +0.8% | +2.0% | +1.6% | +1.7% | +0.9% | +2.9% | +1.0% | +1.5% | +2.7% | +0.8% | +2.6% | +2.6% | +1.3% | +0.4% | +1.7% |
| YoY Change | — | — | — | — | -12.2% | -12.6% | +3.9% | +4.8% | +6.2% | +6.4% | +7.3% | +6.7% | +6.4% | +8.3% | +6.1% | +7.7% | +8.9% | +7.4% | +7.0% | +6.1% |
Product Breakdown
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| General liability | $2.91B | $3.21B | $3.78B | $4.36B | $4.84B |
| Other professional liability and management liability | $3.16B | $3.51B | $3.90B | $3.97B | $4.07B |
| Other property and casualty operations | — | — | $3.01B | $3.26B | $3.71B |
| Workers’ compensation | $3.85B | $3.74B | $3.65B | $3.54B | $3.48B |
| Commercial auto | — | — | — | — | $1.57B |
| Medical professional liability | $1.56B | $1.53B | $1.46B | $1.43B | $1.47B |
| Other insurance | — | — | — | — | $892.00M |
| Surety | $406.00M | $396.00M | $468.00M | $493.00M | $521.00M |
| Warranty | — | — | $28.00M | $46.00M | $58.00M |
| Property And Casualty Commercial Insurance Product Line | $673.00M | $787.00M | $926.00M | $1.25B | — |
| Total | $16.30B | $16.93B | $18.16B | $19.26B | $20.62B |
Commercial auto, General liability, Medical professional liability, Other insurance, Other professional liability and management liability, Other property and casualty operations, Property And Casualty Commercial Insurance Product Line, Surety, Warranty, Workers’ compensation were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Liability for Unpaid Claims and Claims Adjustment Expense, Net at Other Companies
Frequently Asked Questions
- What is Loews's liability for unpaid claims and claims adjustment expense, net?
- Loews (L) reported liability for unpaid claims and claims adjustment expense, net of $20.97B in Q1 2026.
- How has Loews's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
- Loews's liability for unpaid claims and claims adjustment expense, net increased by 6.1% year-over-year, from $19.76B to $20.97B.
- What is the long-term trend for Loews's liability for unpaid claims and claims adjustment expense, net?
- Over 5 years (2020 to 2025), Loews's liability for unpaid claims and claims adjustment expense, net has grown at a 2.0% compound annual growth rate (CAGR), from $18.70B to $20.62B.
- What does liability for unpaid claims and claims adjustment expense, net mean?
- The total estimated cost to settle insurance claims that have been reported but not yet paid.