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The Travelers Companies TRV Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

American International Group logo
American International GroupAIG
$41.77B+1.6%
American Financial Group logo
American Financial GroupAFG
$9.8B+6.4%
W.R. Berkley logo
W.R. BerkleyWRB
CNA Financial logo
CNA FinancialCNA
Loews logo
LoewsL
Chubb logo
ChubbCB

Segments

By product

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General Liability$14.91B+9.2%
Automobile$9.73B+7.0%
Other Insurance Contracts$5.56B+10.4%
Unallocated Loss Adjustment Expense Reserve$3.06B+6.3%
Other Including Impacts Of Retroactive Reinsurance$99M+7.6%
Accident And Health Insurance Excluding Workers Compensation$0

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's liability for unpaid claims and claims adjustment expense, net?
The Travelers Companies (TRV) reported liability for unpaid claims and claims adjustment expense, net of $58.22B in Q4 2025.
How has The Travelers Companies's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
The Travelers Companies's liability for unpaid claims and claims adjustment expense, net increased by 3.2% year-over-year, from $56.42B to $58.22B.
What is the long-term trend for The Travelers Companies's liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), The Travelers Companies's liability for unpaid claims and claims adjustment expense, net has grown at a 4.7% compound annual growth rate (CAGR), from $46.36B to $58.22B.
What does liability for unpaid claims and claims adjustment expense, net mean?
This represents the total estimated obligation for claims that have been reported but not yet settled, plus an estimate for claims incurred but not reported (IBNR). It includes the costs associated with investigating and settling these claims. This is the primary liability on an insurer's balance sheet.