Skip to content
Screener

The Travelers Companies TRV Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

American International Group logo
American International GroupAIG
$41.99B+0.3%
KIN
Kingstone CompaniesKINS
$120.46M+27.5%
W.R. Berkley logo
W.R. BerkleyWRB
CNA Financial logo
CNA FinancialCNA
Loews logo
LoewsL
Chubb logo
ChubbCB

Segments

By product

See full
General Liability$14.91B+9.2%
Automobile$9.73B+7.0%
Other Insurance Contracts$5.56B+10.4%
Unallocated Loss Adjustment Expense Reserve$3.06B+6.3%
Other Including Impacts Of Retroactive Reinsurance$99M+7.6%
Accident And Health Insurance Excluding Workers Compensation$0

Other financials

Income statement

See full
Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

See full
Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

See full
Operating cash flow$1.9B-17.9%

Valuation

See full
Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

See full
Net margin17%+6.0pp

Returns & leverage

See full
Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's liability for unpaid claims and claims adjustment expense, net?
The Travelers Companies (TRV) reported liability for unpaid claims and claims adjustment expense, net of $58.22B in Q4 2025.
How has The Travelers Companies's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
The Travelers Companies's liability for unpaid claims and claims adjustment expense, net increased by 3.2% year-over-year, from $56.42B to $58.22B.
What is the long-term trend for The Travelers Companies's liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), The Travelers Companies's liability for unpaid claims and claims adjustment expense, net has grown at a 4.7% compound annual growth rate (CAGR), from $46.36B to $58.22B.
What does liability for unpaid claims and claims adjustment expense, net mean?
This represents the total estimated obligation for claims that have been reported but not yet settled, plus an estimate for claims incurred but not reported (IBNR). It includes the costs associated with investigating and settling these claims. This is the primary liability on an insurer's balance sheet.

Ask your AI about The Travelers Companies's liability for unpaid claims and claims adjustment expense, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude