Liability for Unpaid Claims and Claims Adjustment Expense, Net
American International Group Liability for Unpaid Claims and Claims Adjustment Expense, Net decreased by 0.1% to $41.77B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.6%, from $41.10B to $41.77B. Over 5 years (FY 2020 to FY 2025), Liability for Unpaid Claims and Claims Adjustment Expense, Net shows relatively stable performance with a -0.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may signal higher claim frequency or severity, while a decrease could indicate improved claims management or favorable reserve development.
Detailed definition
This represents the total estimated obligation for claims that have been reported but not yet settled, plus an estimate...
Peer comparison
Standard metric for all insurance companies; peers with similar product mixes should have comparable ratios relative to premiums.
other_liability_for_unpaid_claims_and_claims_adjustment__8d26f0Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.12B | $44.65B | $43.81B | $43.86B | $43.16B | $42.70B | $43.07B | $43.43B | $40.06B | $39.76B | $40.10B | $39.89B | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| QoQ Change | — | +1.2% | -1.9% | +0.1% | -1.6% | -1.1% | +0.9% | +0.8% | -7.8% | -0.8% | +0.9% | -0.5% | +0.1% | +2.8% | -2.2% | +2.4% | +1.9% | -0.6% | +0.4% | -0.1% |
| YoY Change | — | — | — | — | -2.2% | -4.4% | -1.7% | -1.0% | -7.2% | -6.9% | -6.9% | -8.1% | -0.3% | +3.2% | +0.1% | +3.0% | +4.9% | +1.5% | +4.1% | +1.6% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Other product lines | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Excess Casualty | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Financial Lines | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Other Casualty | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Personal Insurance | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Property and Special Risks | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| U.S. Workers' Compensation (before discount) | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| UK/Europe and Japan Personal Insurance | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| UK/Europe Casualty and Financial lines | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| UK/Europe Property and Special Risks | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
| Total | $39.93B | $41.04B | $40.14B | $41.10B | $41.89B | $41.63B | $41.80B | $41.77B |
Liability for Unpaid Claims and Claims Adjustment Expense, Net at Other Companies
Frequently Asked Questions
- What is American International Group's liability for unpaid claims and claims adjustment expense, net?
- American International Group (AIG) reported liability for unpaid claims and claims adjustment expense, net of $41.77B in Q1 2026.
- How has American International Group's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
- American International Group's liability for unpaid claims and claims adjustment expense, net increased by 1.6% year-over-year, from $41.10B to $41.77B.
- What is the long-term trend for American International Group's liability for unpaid claims and claims adjustment expense, net?
- Over 5 years (2020 to 2025), American International Group's liability for unpaid claims and claims adjustment expense, net has grown at a -0.7% compound annual growth rate (CAGR), from $43.29B to $41.80B.
- What does liability for unpaid claims and claims adjustment expense, net mean?
- The total estimated amount the company owes for insurance claims that have occurred but are not yet fully paid.