Liability for Unpaid Claims and Claims Adjustment Expense, Net
Aflac Liability for Unpaid Claims and Claims Adjustment Expense, Net increased by 5.5% to $522.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.0%, from $411.00M to $522.00M. Over 5 years (FY 2020 to FY 2025), Liability for Unpaid Claims and Claims Adjustment Expense, Net shows a downward trend with a -37.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal higher claim frequency or severity, while a decrease could indicate improved claims management or favorable reserve development.
Detailed definition
This represents the total estimated obligation for claims that have been reported but not yet settled, plus an estimate...
Peer comparison
Standard metric for all insurance companies; peers with similar product mixes should have comparable ratios relative to premiums.
other_liability_for_unpaid_claims_and_claims_adjustment__8d26f0Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $4.92B | $4.91B | $4.84B | $4.75B | $4.45B | $4.52B | $4.56B | $229.00M | $244.00M | $249.00M | $261.00M | $344.00M | $359.00M | $381.00M | $381.00M | $411.00M | $426.00M | $460.00M | $495.00M | $522.00M |
| QoQ Change | — | -0.2% | -1.5% | -1.7% | -6.3% | +1.4% | +1.0% | -95.0% | +6.6% | +2.0% | +4.8% | +31.8% | +4.4% | +6.1% | +0.0% | +7.9% | +3.6% | +8.0% | +7.6% | +5.5% |
| YoY Change | — | — | — | — | -9.5% | -8.0% | -5.7% | -95.2% | -94.5% | -94.5% | -94.3% | +50.2% | +47.1% | +53.0% | +46.0% | +19.5% | +18.7% | +20.7% | +29.9% | +27.0% |
Liability for Unpaid Claims and Claims Adjustment Expense, Net at Other Companies
Frequently Asked Questions
- What is Aflac's liability for unpaid claims and claims adjustment expense, net?
- Aflac (AFL) reported liability for unpaid claims and claims adjustment expense, net of $522.00M in Q1 2026.
- How has Aflac's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
- Aflac's liability for unpaid claims and claims adjustment expense, net increased by 27.0% year-over-year, from $411.00M to $522.00M.
- What is the long-term trend for Aflac's liability for unpaid claims and claims adjustment expense, net?
- Over 5 years (2020 to 2025), Aflac's liability for unpaid claims and claims adjustment expense, net has grown at a -37.5% compound annual growth rate (CAGR), from $5.19B to $495.00M.
- What does liability for unpaid claims and claims adjustment expense, net mean?
- The total estimated amount the company owes for insurance claims that have occurred but are not yet fully paid.