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LCNB LCNB Q3 2025 earnings

Reported October 22, 2025 · Before market open

Revenue$23.8MBeat by $5.9M
EPS$0.49Beat by $0.07
Revenue estimate$17.9M
EPS estimate$0.43

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$24.6M
EPS estimate$0.47

Financials

Q3 2025

Income statement

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Net income$6.9M+53.0%

Balance sheet

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Cash & equivalents$35.9M-8.9%
Total debt$111.5M-31.1%
Total equity$269.9M+6.6%
Total assets$2.2B-4.4%

Cash flow

See full
Operating cash flow$14.0M+17.4%
CapEx$309.0K-78.3%
Free cash flow$13.7M+30.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$212.5M+0.5%
Enterprise value$288.12M-13.7%
P/E-19.7×

Returns & leverage

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Return on equity9%+5.8pp
Debt / equity0.4×-0.2×

Segments

By product

See full
Fiduciary And Trust$2.6M+23.4%
Deposit Account$1.9M+1.9%

Versus estimates

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Questions, answered.

When did LCNB report Q3 2025 earnings?
LCNB (LCNB) reported Q3 2025 earnings on October 22, 2025 before market open.
What were LCNB's Q3 2025 revenue and EPS?
LCNB reported revenue of $23.8M and eps of $0.49 for Q3 2025.
Did LCNB beat estimates in Q3 2025?
Revenue beat the consensus estimate of $17.9M by $5.9M. EPS beat the consensus estimate of $0.42 by $0.07.
How did LCNB's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.5% from $21.4M a year earlier and eps grew 58.1% from $0.31.
Where can I find LCNB's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001437749-25-033333) directly on SEC EDGAR. The filing index links above go to sec.gov.