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LCNB LCNB Q4 2024 Annual earnings

Reported March 12, 2025

Revenue$32.9M
EPS$0.43

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$24.6M
EPS estimate$0.47

Financials

Q4 2024

Income statement

See full
Net income$6.1M—

Balance sheet

See full
Cash & equivalents$35.7M-10.0%
Total debt$161.3M-25.6%
Total equity$253.0M+7.5%
Total assets$2.3B+0.7%

Cash flow

See full
Operating cash flow$38.4M+245%
CapEx$375.0K-57.5%
Free cash flow$38.0M+272%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$213.49M+9.4%
Enterprise value$339.01M-8.9%
P/E15.8×+0.7×

Returns & leverage

See full
Return on equity5.5%-0.4pp
Debt / equity0.6×-0.3×

Segments

By product

See full
Fiduciary And Trust$2.3M+26.3%
Deposit Account$1.9M+26.6%

Versus estimates

Revenue

Q2 2026$25.1MBeat by $1.1MQ1 2026$23.5MBeat by $240.0KQ4 2025$23.9MBeat by $457.0KQ3 2025$23.8MBeat by $5.9M
Q4 2024$32.9M
Q3 2024$21.4MBeat by $5.8M

Diluted EPS

Q2 2026$0.53Beat by $0.09Q1 2026$0.31Miss by $0.04Q4 2025$0.40Miss by $0.04Q3 2025$0.49Beat by $0.07
Q4 2024$0.43
Q3 2024$0.31Beat by $0.04

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Questions, answered.

When did LCNB report Q4 2024 earnings?
LCNB (LCNB) reported Q4 2024 earnings on March 12, 2025.
What were LCNB's Q4 2024 revenue and EPS?
LCNB reported revenue of $32.9M and eps of $0.43 for Q4 2024.
Where can I find LCNB's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001437749-25-007283) directly on SEC EDGAR. The filing index links above go to sec.gov.