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Lakeland Financial LKFN Retained Earnings

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Other financials

Income statement

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Revenue$70.9M+6.8%
Net income$28.4M+5.5%
EPS (diluted)$1.13+8.7%

Balance sheet

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Cash & equivalents$194.1M-37.4%
Total debt$147.9M+1,064%
Total equity$773.3M+8.9%
Total assets$7.2B+4.0%

Cash flow

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Operating cash flow$24.4M+50.7%
CapEx$5.2M+147%
Free cash flow$19.1M+36.1%

Valuation

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Market cap$1.55B-0.6%
Enterprise value$1.5B+19.1%
P/E13.9×-2.6×
P/S5.5×-0.6×

Profitability

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Net margin39.8%+2.7pp
FCF margin40%+3.4pp

Returns & leverage

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Return on equity15%+1.1pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Lakeland Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 7:56 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000721994-26-000067
Line itemJune 30,2026December 31,2025
Common stock: 90,000,000 shares authorized, no par value
26,063,576 shares issued and 24,858,875 outstanding as of June 30, 2026
26,023,644 shares issued and 25,219,634 outstanding as of December 31, 2025140,020136,965
Retained earnings817,002788,345
Accumulated other comprehensive income (loss)(124,463)(127,137)
Treasury stock at cost (1,204,701 shares as of June 30, 2026, 804,010 shares as of December 31, 2025)(59,274)(35,770)
Total stockholders’ equity773,285762,403
Noncontrolling interest8989

Cover / Front Matter

FAQ

What is Lakeland Financial's retained earnings?
Lakeland Financial (LKFN) reported retained earnings of $817M in Q2 2026.
How has Lakeland Financial's retained earnings changed year-over-year?
Lakeland Financial's retained earnings increased by 7.8% year-over-year, from $757.74M to $817M.
What is the long-term trend for Lakeland Financial's retained earnings?
Over 5 years (2020 to 2025), Lakeland Financial's retained earnings has grown at a 8.3% compound annual growth rate (CAGR), from $529.01M to $788.35M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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