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Lemonade LMND Q4 2025 Annual earnings

Reported February 19, 2026 · Before market open

Revenue$228.1MBeat by $10.2M
EPS-$0.29Beat by $0.12
Revenue estimate$217.9M
EPS estimate-$0.41

Next report

Date not yet announced

Financials

Q4 2025

Income statement

See full
Revenue$228.1M+53.3%
Net income-$21.7M+27.7%
EPS (diluted)-$0.28+31.7%

Balance sheet

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Cash & equivalents$396.8M+2.9%
Total debt$24.0M+0.8%
Total equity$533.6M-10.1%
Total assets$1.9B+4.1%

Cash flow

See full
CapEx$3.1M-3.1%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$5.32B+103%
Enterprise value$4.95B+119%
P/S7.2×+2.2×

Profitability

See full
Net margin-22.4%-6.6pp

Returns & leverage

See full
Return on equity-29.4%-1.5pp
Debt / equity0×0.0×

Segments

By segment

See full
Reportable Segment$228.1M+53.3%

Versus estimates

Revenue

Q2 2026$294.4MBeat by $3.4MQ1 2026$258.0MBeat by $6.5M
Q4 2025$228.1MBeat by $10.2M
Q3 2025$194.5MMiss by $23.6MQ2 2025$164.1MMiss by $19.9MQ1 2025$151.2MBeat by $6.2M

Diluted EPS

Q2 2026-$0.56Beat by $0.00Q1 2026-$0.47Beat by $0.11
Q4 2025-$0.29Beat by $0.12
Q3 2025-$0.51Beat by $0.21Q2 2025-$0.60Beat by $0.21Q1 2025-$0.86Beat by $0.08

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Questions, answered.

When did Lemonade report Q4 2025 earnings?
Lemonade (LMND) reported Q4 2025 earnings on February 19, 2026 before market open.
What were Lemonade's Q4 2025 revenue and EPS?
Lemonade reported revenue of $228.1M and eps of $-0.29 for Q4 2025.
Did Lemonade beat estimates in Q4 2025?
Revenue beat the consensus estimate of $217.9M by $10.2M. EPS beat the consensus estimate of $-0.41 by $0.12.
How did Lemonade's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 53.3% from $148.8M a year earlier and eps grew 31.0% from $-0.42.
Where can I find Lemonade's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001691421-26-000006) and the 10-K periodic report (0001691421-26-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.